Changes to Funds Availability Policy Effective July 1, 2025
We are updating our funds availability policy in accordance with federal Regulation CC changes.
These updates reflect inflation-adjusted thresholds and will impact the amount of funds available for withdrawal from check deposits.
Effective July 1, 2025, the following changes will apply:
- Minimum amount available from check deposits on the next business day:
- Increasing from $225 to $275
- Large deposit threshold:
- Increasing from $5,525 to $6,725
These changes are intended to improve access to your funds and reflect adjustments based on inflation.
No action is required on your part.
For more details, please contact us at (573) 683-3373.
Thank you for banking with us.
About Us
We are your family, friends and neighbors, and have been providing quality service to this area since 1957.
