an evening sunset

Our Mission

We appreciate your interest in Citizens Bank.

Your search has ended if you are looking for a strong local financial institution that can care for every aspect of your banking needs. Larger banks have to try to give the attention you will automatically receive at Citizens Bank. When you call us, a person answers the phone. When you come to see us, we know your name. It’s small town banking with big town convenience. And remember, our most important customer is you.

It takes commitment, dedication, and the energy of some very special people to keep a bank strong. As one of the few remaining locally owned and independent community banks in Southeast Missouri, we’re proud that our commitment to our customers burns so brightly – offering customized, personal service and local decision making, as well as advanced banking technology. We believe we can respond to your banking needs better than anyone else.

The Board of Directors and management share a common vision to continue the bank’s long-term heritage as an independent community bank. Our strategic vision is to be the bank of choice in the area for those individuals and businesses that value superior personalized service.
As President, I am proud to be a part of this dedicated group – people I feel are the best in the business. Our services will meet or exceed your expectations – no matter what your banking needs are. If they don’t – or if they do – let me know. Once you have banked with us, you’ll see what we mean by “cutting-edge, common sense banking”.

If you have a few minutes, I’d love to hear what you think about our web site – or about anything else we’re doing.