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Statement of Condition

Consolidated domestic subsidiaries of Citizens Bank of Charleston in the State of Missouri, at the close of Business on December 31st for each year listed below and the most current quarter.

Dollar Amounts in Thousands

Assets

Asset name Date and Amount Date and Amount Date and Amount

12/31/2020 12/31/2021 09/30/2022
Cash and balances due: Non Interest-bearing balances $5,506 $2,580 $3,088
Cash and Balances due: Interest-bearing balances $32,750 $52,237 $25,926
Securities: Held-to-Maturity Securities $0 $0 $0
Securities: Available-for-sale Securities $10,268 $8,868 $21,829
Federal Funds sold $8,387 $1,777 $6,270
Securities purchased under the agreement to resell $5,074 $5,104 $0
Loans and leases held for sale $0 $0 $0
Loans and leases, net of unearned income $91,912 $95,088 $109,117
Less: Allowance for loan and lease losses $1,740 $1,781 $1,755
Loans and leases, net unearned income and allowance $90,172 $93,307 $107,362
Trading Assets $0 $0 $0
Premises and fixed assets $1,543 $1,536 $1,491
Other real estate owned $45 $0 $20
Investments in unconsolidated subsidiaries and associated companies $0 $0 $0
Intangible assets: Goodwill $0 $0 $0
Intangible assets: Other intangible assets $0 $0 $0
Other assets $2,385 $2,147 $3,333
Total Assets: $156,130 $167,556 $169,319

Liabilities

Name Amount Amount Amount
Deposits: In domestic offices $129,634 $140,108 $141,107
Deposits: In domestic offices, Non-interest Bearing $29,247 $29,765 $25,952
Deposits: In domestic offices, Interest Bearing $100,387 $110,343 $115,155
Federal Funds Purchased $0 $0 $0
Securities sold under agreements to repurchase $0 $0 $0
Trading Liabilities $0 $0 $0
Other Borrowed Money $0 $0 $0
Subordinated notes and debentures $0 $0 $0
Other Liabilities $500 $309 $363
Total Liabilities: $130,134 $140,417 $141,470

Equity Capital

Name Amount Amount Amount
Perpetual preferred stock and related surplus $0 $0 $0
Common stock $100 $100 $100
Surplus $800 $800 $800
Retained earnings $25,011 $26,215 $28,018
Accumulated and other comprehensive income 85 24 -1,069
Other equity capital $25,996 $27,139 $27,849
Total liabilities, minority interest, and equity capital $156,130 $167,556 $169,319